Dealers Frequently Asked Questions

Coast Acceptance Corp over the years has had enormous success in building long lasting relationships with its dealers. This success is partially due to the flexibility of their buying programs which offer dealers a wide array of rates on their discount and reserve programs. Please look over our frequently asked questions list. If you do not see your question below, please feel free to send us your question by filling out the Contact Us Form.

Am I eligible to sign up with Coast Acceptace Corporation?

CAC works with independent and franchise dealerships. The basic requirements are:

  • A paved lot
  • A minimum of 15 cars eligible for financing with CAC
  • Billing software for form processing
  • Two years in business as a car dealer
  • Signed CAC authorization form to obtain bank account information
  • Previous experience with sub-prime finance is strongly encouraged

Our marketing representative will take you through all the steps to become an CAC dealer partner. Once you have confirmation from your CAC sales representative that your application process is complete, you can start submitting contracts to us. Please the button below to fill out our Dealer Application, and you will be contacted promptly.

Most decisions are received in 30 minutes or less.

Complete contract packages are funded within 48 hours.

Monday through Friday 8:30am until 6:00pm.

CAC uses its proprietary scorecard and the customer’s credit score is a factor.

Coast Acceptance Corporation has been in business since 2002. We originate and service our accounts through maturity and have never needed asset backed securitization due to our strong long term banking relationships current year to date income.